Our Services
Retirement Planning
Regardless of the life stage you have arrived at, it is important to receive expert and professional advice on your pension requirements. Whether you need to review post 'A' Day implications, assess pension requirements for your employees or set up your own personal pension, St. James's Place has created ways to help you make the most of your retirement opportunities.
Working with a carefully selected Panel of Providers, we offer the following range of products:
- Stakeholder Pensions
- Self-Invested Personal Pension Schemes (SIPPs)
- Trustee Schemes
- Retirement Plans
- Drawdown Plans
- Annuities
- Transfer Plans (including Section 32s)
Some of your questions may be answered by viewing interviews with Ian Price, St. James's Place Head of Pensions.
Alternatively talk to a St. James's Place Partner for advice tailored to your individual needs.
Employed At St. James's Place we have a range of retirement plans to help provide for your retirement, no matter what stage of planning you are at. |
Employer Pension legislation and the way benefits are provided have changed so much over recent years that many employers feel that they are no longer in total control of this important employee benefit. |
 | |
Self-Employed As a self-employed person, you are not able to join occupational pensions schemes or build up an entitlement to the additional state pension (SERPS/State Second Pension), although you will receive the basic State Pension. |
Trustees Running a defined benefit scheme is a complicated, time-consuming and often expensive process. Trustees have a vital role to play in the running of their scheme and in ensuring that the scheme benefits are protected for members. The trustees' responsibility in maintaining services that are not only comprehensive but also provide good value is a constant challenge. Knowing where to turn for help can be a daunting prospect. |
| |
Nearing Retirement? In retirement your income from employment or self-employment may be replaced by an income from an annuity. |
Self-invested Pension Plan Saving in a tax efficient manner towards your pension is always desirable. |
| |
