Junior ISA

junior isa

The St. James’s Place Junior ISA provides a flexible and tax-efficient way to build a capital sum to help secure your children's financial future.

The younger generation are facing new and difficult financial challenges as they grow up in the modern world. With the average cost of full-time tuition fees in 2015/16 reaching just under £8,9001, a recent survey estimates that graduates could be saddled with average debts of £35,000 - £40,0002. After education comes the cost of setting up a home. According to a recent report, the average deposit on a house for a first-time buyer is now £29,1273.

The St. James's Place Junior ISA can help give youngsters a head start and an introduction to the importance of saving.

You should be aware that the favourable tax treatment given to the Junior ISA is subject to changes in legislation and may not continue in the future. An Investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

Request contact from a St. James's Place Partner to find out more.

1 House of Commons Library, October 2015

2 University.which.co.uk, February 2015

3 LSL Property Services, February 2015

Back to Investment planning page