Today marks Blue Monday (the third Monday of January, labelled the “most depressing day of the year”. The term Blue Monday originated in the early 2000s as a formula combining factors such as weather, post-holiday financial strain, and slipping New Year resolutions to designate the “most depressing day” of the year. 

Recent UK research reveals that only around 17% of employees feel motivated to go to work daily, and less than a quarter (23%) feel enthusiastic about their job on a typical day. One in ten say they never feel inspired at work. (Workplace Wellbeing Professional).  

These figures, released around Blue Monday, suggest that worker motivation is not seasonal fluff, but highlights something deeper: low engagement and job dissatisfaction don’t just happen on one blue day - they reflect year-round trends in the workplace that affect not just your happiness at work, but your happiness in life too.

Why does loving your job matter - the science behind it:

1. Long term health effects  

Research extensively indicates the detrimental effects of long-term stress caused by the workplace. Prolonged cortisol production has proven effects on the immune, cardiovascular, musculoskeletal and gastrointestinal systems.  

The consequences of having a job you don't enjoy far extend the daily stress between 9-5; they can have very real lifelong effects on your health:

Weakened immune system: Chronic stress decreases the production of lymphocytes (the white blood cells that combat infection), weakening your immune system and increasing your risk for infections and illnesses (NIH Medicine, Current Directions in Stress and Human Immune Function, Morey et al).

Poor cardiovascular health: Elevated cortisol can result in high blood pressure, hypertension and increased cholesterol, heightening your risk of heart attacks and other cardiovascular illnesses. (NIH Medicine, Cardiovascular Consequences of Cortisol Excess, Whitworth et al.)

Musculoskeletal issues: Prolonged workplace stress can cause muscle tension and “continuous arousal or reactivity,” which can result in long term disorders and disability risks (NIH Medicine, Musculoskeletal Disorders and the Workplace: Chapter 7, Occupational Stress).

Gastrointestinal problems: During your fight or flight response, the digestive system’s activity is decreased to preserve energy. Over time, this can result in changes to gut barrier function, your gut bacteria and cause diseases like IBS and diabetes (The Journal of Physiology, vol 601, 20)

2. Enjoying your job makes you BETTER at it  

Academic and industry research consistently find that job satisfaction and psychological wellbeing are closely linked with job performance. Satisfied workers are more focused, creative, and productive, while unhappiness at work can increase stress, absenteeism, and turnover.  

It makes sense that the more you enjoy your job, the better at it you are, but the research doesn't stop there:

  • Satisfied employees tend to have better psychological balance, driving positive energy toward tasks, enhanced creativity, and improved performance. (MDPI)
  • Conversely, unhappy employees are more likely to engage in presenteeism (working while unwell), costing organisations significant productivity - in the UK alone this has been estimated at £11 billion in lost output annually due to unhappy workers being less productive when at work. (Unum)

Both employees AND their employers benefit from happiness at work.  

3. Job happiness and overall life satisfaction are reciprocally linked  

Research shows that job satisfaction and overall life satisfaction are reciprocally linked, meaning that enjoying your job increases happiness in life, and higher life satisfaction in turn improves how you experience your work. Longitudinal studies indicate this relationship is stable over time, highlighting the lasting impact of job happiness on wellbeing.

The benefits of loving your job extend beyond the workplace:

  • Greater overall life satisfaction: Individuals with higher job satisfaction consistently report higher levels of life satisfaction, even when controlling for income and health, suggesting meaningful work plays a central role in perceived quality of life (University of Essex, Institute for Social and Economic Research).
  • Positive spillover into daily life: Positive emotions generated at work often carry into personal life, improving mood, relationships, and overall emotional balance, reinforcing the importance of job happiness beyond the 9–5 (Frontiers in Psychology, Spillover Theory).
Blue Monday - it’s not just “a bad day," it’s a signal

The science is clear: loving your job matters. It’s linked to better health, stronger performance, and greater resilience on the job.  

Persistent low motivation and job dissatisfaction often reflect deeper career mismatches: roles that don’t align with values, lack growth opportunities, or fail to nurture wellbeing. This isn’t just “feel-good” rhetoric, it’s backed by evidence linking job satisfaction to measurable organisational and personal successes.  

So if you're feeling blue this Monday, why not consider a change?  

The St. James's Place Financial Adviser Academy offers an award-winning programme that arms you with the qualifications, knowledge, and practical experience you need to start your career in financial advice.  

As the largest financial adviser training programme in the UK, we've helped thousands of people to find a career that actually motivates, rewards and empowers them - and their clients.  

If you’re interested in becoming an adviser, apply now to receive a call back about your interest: Start a conversation | Joining St. James’s Place Academy