SJP Why invest in St. James's Place
The information on this page is aimed at Analysts and Professional Investors only.
We are the UK’s leading provider of advice-led wealth management, providing clients with invaluable financial advice, product and platform, and investment management as a single service. We have a compelling equity story.
#1. Established market leader operating with scale advantage
- We provide holistic financial planning and wealth management services to over one million mass affluent and high-net-worth clients through our Partnership of 4,952 advisers, the largest network in the UK.
- We look after £198.5 billion of funds under management (FUM) which we manage through our distinctive investment proposition.
- We have a strategy which positions the business for further success.
4,952 advisers
Over 1 million clients
£198.5bn funds under management
#2. Positioned to benefit from structural market growth
- The £3.3 trillion UK wealth management market is forecast to continue to grow across all segments.
- There is rising demand for advice due to a number of structural factors such as the growing savings gap and the complexity of pension and taxation rules, creating the perfect environment for our client-focused advice business.
Plethora of information and products
‘Pensions freedoms’ flexibility
Intergenerational wealth transfer
Complexity of pension and taxation rules
Growing UK advice and savings gap
#3. Sustainable and effective asset-gathering model
- We provide clients with invaluable financial advice, product and platform, and investment management as a single service
- We have a long-term track record of net inflows through the economic cycle
- The Partnership is fundamental to our business model, and so we work hard to be the best place to build a financial advice business in the UK, attracting the best advisers
- We also train our own advisers through the Academy
Underpinned by a risk-aware culture, an effective control environment, rigorous governance and a responsible business mindset.
#4. Well-placed for earnings growth as we deliver scale operating leverage
- Our FUM has delivered over 10% compound growth over the last 5, 10 and 15 years.
- Our key profit drivers are charges we earn on FUM, hence growth in FUM is a strong indicator of future growth in earnings.
- We have an ambition for mid-to-high single digit annual FUM growth to 2030.
#5. Highly cash generative, supporting growth and shareholder returns
- We have an ambition to double the 2023 Underlying post-tax cash result by 2030.
- Visibility of future earnings is supported by gestation FUM, high levels of retention and our simple, comparable charging structure which we implemented in August 2025.
- We expect to return 50% of the Underlying post-tax cash result to shareholders through dividends and share buy-backs for 2024, 2025 and 2026.
“We’re proud to be the home of financial advice in the UK. We’re ideally placed to continue to capitalise on the compelling market opportunity in UK wealth management where the demand, and need, for financial advice is growing.”
Mark FitzPatrick,Chief Executive Officer