SJP Gifting, saving and investing as a family
Gifting, saving and investing are at the heart of family-friendly financial planning. By having a conversation about money as a family, you could help spread the cost of long-term care or help pay for a family wedding. Even little regular gifts can make all the difference to a growing young family.
And the longer any savings are invested, the harder they’ll work and the more they’ll grow – thanks to compound interest.
Gifting is one of the simplest ways to make sure money flows between generations, supporting different households or family members according to who needs it most. Gifting also comes with significant tax benefits.
Saving a nest egg can get children off to a flying start in life. But planned saving is just as important at any age – whether you’re saving for a big holiday, or in case you need to pay for social care for yourself, or your loved ones.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
