SJP Private Clients
SJP’s Private Client division works together with your SJP Partner to formulate solutions that meet the complex needs that wealth can bring.
Those needs might be rooted in your balance of assets vs. income, your family life, your residence & domicile, your business interests or in other personal circumstances.
Our solutions will span the tax-efficient structuring of wealth, capital preservation & growth, wealth succession and the positive impacts that you can make with your wealth.
The value of an investment with SJP will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Trusted, tailored advice
Greater wealth brings with it greater complexity and challenges – but also greater opportunities and responsibilities. Trusted, tailored advice on navigating this landscape is at the heart of our dedicated service for Private Clients.
Although our Private Clients might have many challenges in common, we approach each relationship in the knowledge that motivations and objectives will be unique.
The advice that you need must be as individual as you are, designed to fit around your personal circumstances, lifestyle, family life and your business interests.
Working in partnership
As a Private Client, your key relationship remains that with your St James’s Place Partner. But you also gain access to our specialist advice & servicing team, which brings together highly experienced financial planners, investment specialists and access to selected banking advisers, experts in tax planning and legal matters. Please note that the services provided by any referral will be separate and distinct from those offered by St. James's Place. They work with your St. James’s Place Partner to provide an exceptional, high-quality service, where your priorities become our priorities.
We want to help you build and maintain strong financial foundations – for your future and for your loved ones. With our help, you can address the challenges that wealth brings:
- Maintaining your lifestyle
- Preserving and growing your capital
- Protecting your wealth and your family
- Planning for intergenerational wealth succession
- Using your wealth to make an impact
Your individual needs
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Maintaining your lifestyle
Maintaining your lifestyle
Having achieved a level of financial security, you’ll want to maintain that, and are likely at some stage to need to translate assets into income. We can help, whether in generating income from our extensive range of investment solutions, or in providing access to cash management, currency solutions and borrowing facilities.
View the cash and borrowing solutions here.
The value of an investment with SJP will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
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Preserving and growing your capital
Preserving and growing your capital
Your appetite for investment risk may be influenced by the risks you take within your business or profession. You might be looking to secure your financial foundations or to benefit from long-term asset growth. Regardless, our wealthier clients can access a comprehensive range of investment solutions, encompassing multi-asset funds, *discretionary fund management, *stockbroking and access to other alternative assets.
View our investment management approach here.
*These services are provided by Rowan Dartington, a wholly owned subsidiary of St. James's Place.
The value of an investment with SJP or Rowan Dartington may fall as well as rise. You may get back less than the amount invested.
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Protecting your wealth and your family
Protecting your wealth and your family
Insurance and other protection products are a cornerstone of effective wealth planning, helping to safeguard your family against risks. We can provide a full range of solutions, including plans that are aimed at providing comprehensive cover to those with more complex financial, business and family circumstances.
View how to protect you and your future here.
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Planning for intergenerational wealth succession
Planning for intergenerational wealth succession
Knowing that your own financial future is secure, you may be concerned to ensure that your wealth can benefit loved ones. Our team of advice specialists can help your Partner to structure your wealth to do this, whether through the right blend of investment products, more advanced trust planning, Wills and probate services, or working with tax specialists.
Whether during your lifetime or upon your passing, whether to family members or to charitable causes, we can help you establish the right planning to protect and pass on assets and wealth in a tax-efficient manner.Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place and along with Trusts are not regulated by the Financial Conduct Authority.
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Using your wealth to make an impact
Using your wealth to make an impact
Giving back is a core tenet of the culture at St. James’s Place – and a key part of the plans of many of our Private Clients. Stewardship of wealth brings responsibilities, and we acknowledge this in our belief in responsible investment across our whole investment range. We can also help you implement your philanthropic vision and the charitable impact you want to have, ahead into the future.
The value of an investment with SJP will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount you invested.
Maintaining your lifestyle
Having achieved a level of financial security, you’ll want to maintain that, and are likely at some stage to need to translate assets into income. We can help, whether in generating income from our extensive range of investment solutions, or in providing access to cash management, currency solutions and borrowing facilities.
View the cash and borrowing solutions here.
The value of an investment with SJP will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.
Preserving and growing your capital
Your appetite for investment risk may be influenced by the risks you take within your business or profession. You might be looking to secure your financial foundations or to benefit from long-term asset growth. Regardless, our wealthier clients can access a comprehensive range of investment solutions, encompassing multi-asset funds, *discretionary fund management, *stockbroking and access to other alternative assets.
View our investment management approach here.
*These services are provided by Rowan Dartington, a wholly owned subsidiary of St. James's Place.
The value of an investment with SJP or Rowan Dartington may fall as well as rise. You may get back less than the amount invested.
Protecting your wealth and your family
Insurance and other protection products are a cornerstone of effective wealth planning, helping to safeguard your family against risks. We can provide a full range of solutions, including plans that are aimed at providing comprehensive cover to those with more complex financial, business and family circumstances.
View how to protect you and your future here.
Planning for intergenerational wealth succession
Knowing that your own financial future is secure, you may be concerned to ensure that your wealth can benefit loved ones. Our team of advice specialists can help your Partner to structure your wealth to do this, whether through the right blend of investment products, more advanced trust planning, Wills and probate services, or working with tax specialists.
Whether during your lifetime or upon your passing, whether to family members or to charitable causes, we can help you establish the right planning to protect and pass on assets and wealth in a tax-efficient manner.
Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place and along with Trusts are not regulated by the Financial Conduct Authority.
Using your wealth to make an impact
Giving back is a core tenet of the culture at St. James’s Place – and a key part of the plans of many of our Private Clients. Stewardship of wealth brings responsibilities, and we acknowledge this in our belief in responsible investment across our whole investment range. We can also help you implement your philanthropic vision and the charitable impact you want to have, ahead into the future.
The value of an investment with SJP will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount you invested.
As a Private Client, you can enjoy a range of bespoke events and meet senior leaders within St. James’s Place, from the CEO to our Chief Investment Officer. There's also first-class global lifestyle concierge service, which your SJP Partner can make available to you, for planning, travel, fine dining and other experiences to be cherished with those closest to you.
St. James's Place guarantees the suitability of the advice given by members of the St. James’s Place Partnership when recommending any of the wealth management products and services available from companies in the group.
Our proposition for Private Clients provides a bespoke service, to deliver added value now and in the future. By working together, your adviser and relevant experts are able to put you in control of your financial future; always being on hand for advice and guidance that can make all the difference in an uncertain world.
