SJP Social care planning
Arranging care for yourself or a loved one can not only be an emotional time, it can also be a very complicated one.
There will be plenty of things to think about and this may feel a little overwhelming. Whether it’s for you or a loved one, arranging for the best quality of care in the right setting will be your priority.
Choosing the right care is probably something few of us have much experience of. The type and location of care homes, eligibility for state benefits, and funding the care itself, are all important considerations.
Nobody can predict how long you'll need care
Nobody can predict how long care will be required for and therefore how long it will have to be paid for.
Running out of money means relying on the local authority to fund your care, and there are no guarantees the local authority will wish to maintain the same payment levels. Unless your family is able to make up the difference, compromises may have to be made. In addition, of course, using up all the money to pay for care means there is no legacy to leave to loved ones.
However, with financial planning it may be possible to fund care for as long as required, whilst safeguarding as much capital as possible.
The following pages will help provide more information on the various stages of putting care in place, and also answer some of the more common questions that most people have when researching social care options.
