SJP Pensions and retirement
Expert retirement and pensions advice can help you retire in style.
Planning for retirement can feel overwhelming – especially when it comes to choosing pensions. There’s a lot to take on board – from understanding how much you’ll need to live on or how much to save, to understanding pension tax relief or whether your retirement income will be taxed. All before you take that momentous decision to retire.
There’s a lot to discover about pensions and retirement, and invaluable financial advice can make all the difference to your financial confidence in later life
We’re here to simplify the process; our financial advisers can help you answer these important questions.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
Whether you're just beginning to think about retirement or looking to review your existing plans, now’s the perfect time to make informed, confident decisions. Learn how a financial adviser can help you take the first step towards a secure, comfortable retirement.
Need to choose a pension but not sure where to start? Here’s what you need to know about the different types of pensions, how they work, or whether you’ll pay tax on your retirement income.
Whether you’re just starting your career or nearing retirement, understanding how pensions work is essential.
When was the last time you checked how your pension’s doing? Almost 1 in 5 of us have never checked up on our pensions1, and a lot can happen in a few years. Find out whether your pensions still work for the retirement you have in mind.
Knowing how to access your retirement savings, and when, is the key to a confident and secure retirement. Financial advice can make the difference between a good retirement and a great one, and put your mind at rest.
Planning ahead for possible social care costs and making confident decisions about leaving an inheritance are two questions that can keep you up at night. We’ll help you put a plan in place for both.
1 Retirement Report 2025
The value of a St. James’s Place investment will be directly linked to the performance of the funds you select and the value can, therefore, go down as well as up. You may get back less than you invested.
Are you on track to being able to enjoy the retirement you’re looking forward to? Or is there a gap between your savings and the income you’d ideally like? Use our calculator to find out how much you may need to save.
Over 1 in 3 UK adults think that £100,000 savings will give them a reasonable retirement*. Are they right? Our 2025 Retirement Report lifts the lid on the nation’s pension savings habits.
*Research conducted on behalf of St. James's Place by Opinium surveyed 6,000 UK adults nationwide in two polls between 23rd December 2024 and 17th February 2025. Quotas and post-weighting were applied to the sample to make the dataset representative of the UK adult population.