SJP Later life planning

None of us knows what later life has in store, but you gain certainty and confidence that loved ones will be provided for when you have a financial plan in place.

There’s a fair chance you’d like the people you care about to benefit from your wealth rather than HM Revenue & Customs. You may also want to ensure you have enough to pay for potential care costs. If finances in later life seem like a juggling act, we can help.

Inheritance Tax planning
Inheritance Tax planning

There are multiple legal ways to ensure that loved ones – and the causes you care about – benefit from your legacy, without a big chunk disappearing in tax.

More on IHT
Giving it away
Giving it away

You can gain a huge amount by giving money away in ways that matter to you. Find out how much you’re allowed to gift each year without tax being due after your death.

Learn more about gifting
Trusts
Trusts

Trusts can be a way for wealth to flow to specific family members or future generations.

Trusts are not regulated by the Financial Conduct Authority.

More on trusts
Care for yourself or a loved one
Care for yourself or a loved one

Arranging care for yourself or your partner brings both financial and emotional challenges. Enjoy the peace of mind from knowing you can call on us for support.

Prepare for care
Expert advice for your financial needs

All our advisers will take time to understand your needs in later life and offer tailored advice. Find out how an adviser can give support when it’s needed most and help secure your legacy.

Find an adviser
SJP Approved 05/04/2024