SJP Reviewing your future plans
As your working and family life evolves over time, it’s worth taking a moment to make sure that your retirement plans are still on track.
There are so many factors that could have an impact on your future retirement, and it might not just be your personal circumstances that have changed. The rise and fall of the stock markets, economic and political changes can all have an effect.
On a practical level, if you have changed jobs a few times during your career so far, it’s worth considering what retirement savings you have built up, how easy they are to manage and where they are held.
There’s a lot to consider: is it worth consolidating, or leave them where they are? Do you know if you have any gaps in your National Insurance contributions? Do you need to make any changes to your investment strategy, and are you saving enough?
Don’t worry though. A good financial plan needs adjusting along the way, and financial advice and regular reviews can help you make any changes that you need.
The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.