SJP Reviewing your future plans

Keeping your pensions on track

More than one in three of us of us start a pension and then forget all about it1.  But checking in to see how your pension is performing, and whether you’re still on course for a great retirement, is just as important as making regular contributions. Especially if you’ve got more than one pension from different employers. 

Check in regularly or consolidate pensions if you need to, and top up as you get closer to retirement. Here’s how: 

How’s my pension doing?

Find out more about reviewing your pensions, especially if you’ve changed jobs or had a career break.

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Are your investments still on track?

Your retirement wealth is ultimately likely to include a range of assets and investments in addition to your pensions, that you will be able to draw on for your eventual retirement needs.

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Topping up your pension

Going above and beyond your usual pension contributions when you could boost your retirement savings.

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Consolidating your pensions

Pension consolidation means combining your pension pots into one. Find out what this means and what options are available to you.

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1 Money and Pensions Service survey of 12,000 savers in 2024.

The value of an investment with St. James's Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than the amount invested.

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SJP Approved 04/04/2025