SJP Tax year-end 24/25
The information provided on this page is for tax year 2024/25.
Good financial habits for achieving life’s biggest goals
Developing good habits with tax planning can bring you closer to your financial goals.
By making the best use of your tax reliefs and allowances, you can lay a strong foundation for your family’s financial future, retire comfortably, or plan how to pass on your wealth.
Discover the rewards of one-to-one financial advice and let us help you make your money work harder for you.
Making your financial goals a reality and using more of your tax-efficient ISA allowance
Clever tax planning that meets your business needs can set you on the path to growth.
Like putting a little effort in your retirement planning. The more effort you put in, the further it will take you.
Whether its eating greens or putting a little extra cash aside each month, good habits will set them up for the future.
Smart tax planning helps your retirement savings go further.
Tax planning today helps secure your legacy for tomorrow.
Build strong financial habits today!
Act now to use your tax reliefs and allowances before 5 April and set a solid foundation for your future.
Your tax year-end booklet
Building good financial habits is the foundation of a secure future.
Small steps, like making the most of your ISA allowances or contributing to your pension, can make a big difference over time.
If you’re unsure where to start, our Tax year-end Booklet is here to help. In just 15 minutes, you’ll learn which ISA best suits you, how to maximize tax benefits, and why regular pension contributions matter.
Make your money work harder for you
There are three main ways to ensure you’re making the most of your reliefs and allowances before the end of the tax year on 5 April 2025.
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ISAs
Save up to £20,000 per year in an ISA, or £9,000 in a Junior ISA, with tax-free returns. Remember, unused allowances can't be carried over, so consider maximizing contributions before 5 April.
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Pensions
Because of the Income Tax relief you get on the money you pay into your pot, a pension – used as part of a balanced investment portfolio – is one of the best ways to save for your retirement. This tax year, until 5 April, you can contribute subject to certain allowances. Tax relief on personal contributions is limited to either up to 100% of your relevant earnings in the tax year or £3,600 if you earn less than this.
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Capital Gains Tax
Capital Gains Tax (CGT) can be one of the most complex taxes, so it’s no wonder people fall into the trap of paying unnecessarily, or end up being fined for not paying when they should.
Save up to £20,000 per year in an ISA, or £9,000 in a Junior ISA, with tax-free returns. Remember, unused allowances can't be carried over, so consider maximizing contributions before 5 April.
Because of the Income Tax relief you get on the money you pay into your pot, a pension – used as part of a balanced investment portfolio – is one of the best ways to save for your retirement. This tax year, until 5 April, you can contribute subject to certain allowances. Tax relief on personal contributions is limited to either up to 100% of your relevant earnings in the tax year or £3,600 if you earn less than this.
Capital Gains Tax (CGT) can be one of the most complex taxes, so it’s no wonder people fall into the trap of paying unnecessarily, or end up being fined for not paying when they should.
Act now to discover the rewards of one-to-one financial advice and book a no obligation consultation today.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is generally dependent on individual circumstances.
Thursday 6 February 2025
12:30 - 13:30
Smart tax planning is all about building good habits that lead to a secure financial future. Our Ready for Tax year-end webinar will guide you through key strategies, including tax-efficient investments, inheritance tax planning, and practical year-end tips. This session is designed to help you take control of your finances and approach year-end preparations with confidence and ease. Start building your financial muscle today—join us to make tax planning part of your routine.
