SJP Mortgages
Buying a house or flat is likely one of the most significant — and expensive — purchases many of us will ever make. And while it’s often an exciting time, it can also be a complex and, at times, stressful process.
Whether you're already familiar with house buying, or taking your first step onto the property ladder, having trusted support by your side can make all the difference. We're here to guide you through the many options and make sure you have everything covered.
Mortgage options
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First-time buyers
First-time buyers
Buying your first home is a huge moment. It’s exhilarating – and daunting. We’ll explain clearly the range of different mortgages and help you make the best choice.
You can hand the whole process over to us from first application to final completion. If you’d like more information, find an adviser today.
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Purchasing
Purchasing
Whether you’re 25 or 65, buying a new home can be pretty stressful. Our qualified advisers can guide you through the maze, from application to completion.
If you have children or grandchildren, you may be thinking of helping them get on the property ladder – you can discover how to do this and still protect your own assets.
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Remortgaging
Remortgaging
Your home is often your biggest asset, and re-mortgaging your property is a common way to raise capital for renovations or extensions.
Or perhaps you’re just looking for a better mortgage deal? Our qualified advisers can guide you through the maze of re-mortgaging from start to finish.
First-time buyers
Buying your first home is a huge moment. It’s exhilarating – and daunting. We’ll explain clearly the range of different mortgages and help you make the best choice.
You can hand the whole process over to us from first application to final completion. If you’d like more information, find an adviser today.
Purchasing
Whether you’re 25 or 65, buying a new home can be pretty stressful. Our qualified advisers can guide you through the maze, from application to completion.
If you have children or grandchildren, you may be thinking of helping them get on the property ladder – you can discover how to do this and still protect your own assets.
Remortgaging
Your home is often your biggest asset, and re-mortgaging your property is a common way to raise capital for renovations or extensions.
Or perhaps you’re just looking for a better mortgage deal? Our qualified advisers can guide you through the maze of re-mortgaging from start to finish.
Your home may be repossessed if you do not keep up repayments on your mortgage.
What are the benefits of our mortgage advice approach?
Understanding rates and terms
You’ve found your new home. A holiday bolthole. A buy-to-let, or an eco-friendly self-build. Now how do you finance it?
You need clear, accurate explanations of terms that lenders use so you understand what you’re signing up to. No question is too silly about how you’ll pay back your borrowing, so please don’t be afraid to ask. Our advisers pride themselves on speaking in plain English, without resorting to jargon. And because they know you’re looking for great value, they’ll explain the rates and the fees for each deal they recommend so you can easily compare.
Your home or other property may be repossessed if you don’t keep up payments on your mortgage.
We offer a comprehensive range of first charge mortgages from across the market, which lenders make available to mortgage intermediaries, for which we will be paid a procuration fee by the lender.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.
Useful guides to mortgages and protection
Discover more about your options and how we can help.