SJP The Autumn Budget 2025 – All you need to know
This year’s Autumn Budget has been described as a ‘once in a generation’ and leaks and rumours were even more widely speculated over than in previous years. Now the dust has settled, with significant changes to pensions, property and taxation.
With these announcements adding yet more complexity to financial matters, the importance – and value – of financial advice has never been as clear.
Autumn Budget in the news
Now the dust has settled on the Autumn Budget, there were plenty of changes buried in the small print that didn't get much attention but could still affect people in a number of ways. We look at some of the smaller but relevant announcements that could impact your personal finances.
Chancellor Rachel Reeves has announced a new tax on high-value homes in England, as part of her Autumn Budget. The annual levy, which will cost up to £7,500, will take effect from April 2028.
The Chancellor has announced a cap on the amount that can be shielded from employer and employee National Insurance contributions (NICs) when paying into a workplace pension using salary sacrifice. The change was widely expected in the Autumn Budget – we explain how the changes could affect you.
The Budget lowdown – the topline announcements
Autumn Budget: What small business owners need to know
Chancellor cuts cash ISA limit to promote investment
Autumn Budget webinar
Watch our expert webinar below as we break down the key announcements from the Chancellor’s Budget and what they mean for your finances.
Speakers:
Hetal Mehta | Chief Economist, St. James’s Place
Claire Trott | Head of Advice, St. James’s Place
Niki Patel | Tax & Trusts Specialist, St. James’s Place
Hosted by Iain McLeod | Head of Private Clients, St. James’s Place
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time. The value of any tax relief is dependent on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.
What should you do now?
Find out how it impacts you
Few people will be unaffected by the latest Budget, with widespread changes to pensions, property and taxation. Take a closer look at what it could mean for you.
Plan ahead
Tomorrow comes quickly. Thinking about the future post-Budget can ensure a better outcome for your finances.
Speak to your financial adviser
Your financial adviser will be able to provide you with detailed guidance on how the Budget might affect you personally and recommendations for your financial planning needs.
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The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.