SJP Key information documents
The charges you pay to St. James’s Place cover us giving you advice, administering your account and managing the funds you invest in. From 22 August 2025, we made some changes to our charges.
We also separated out our charges more clearly, so it’s easier for you to see what you’re paying for. At the same time, we reviewed the level of all our charges to make sure you’re still getting value. These revised changes will only take place once early withdrawal charges no longer apply to each of your contributions.
| Product | Previous | Revised |
|---|---|---|
| Investment Bond | ||
| Trustee Bond | ||
| International Investment Bond | ||
| International Trustee Bond | ||
| International Regular Investment Bond | ||
| Fund Administration Bond | ||
| Portfolio Administration Bond | ||
| Spanish International Investment Bond (for clients tax resident in Spain) | - | |
| Spanish International Investment Bond | - |
| Title | Previous | Revised |
|---|---|---|
| Prudence InRetirement GBP | ||
| Schroder Unit Trusts Limited - Schroder Japan Growth Fund PLC | ||
| SIIB Adventurous Equity GBP - KFID | ||
| SIIB Adventurous Equity GBP - Monthly Performance Scenarios | ||
| SIIB Adventurous Equity GBP - Past Performance | ||
| SIIB Balanced Multi-Asset EUR - KFID | ||
| SIIB Balanced Multi-Asset EUR - Monthly Performance Scenarios | ||
| SIIB Balanced Multi-Asset EUR - Past Performance | ||
| SIIB Cautious Multi-Asset EUR - KFID | ||
| SIIB Cautious Multi-Asset EUR - Monthly Performance Scenarios |
The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.